自賠責保険は強制保険

独身の方は、家族持ちの人に比べて、ドライブや旅行などに出かける機会も多いと思います。仲間や恋人と共に車に乗ってでかけることも多いと思います。しかし、万が一のことがあったら大変です。安心して車で出かける為にも、自動車保険に加入しておくことが大切です。とはいえ、自賠責保険は強制保険なので、ここでいる自動車保険とは任意保険のことになります。

ここでは、自動車保険の任意保険の選び方を考えてみたいと思います。独身の方は自分の車は自分で運転しますし、運転者本人のみの補償で充分だと考えて、運転者本人限定特約を付けようと考えるかもしれません。その方が保険料も安くなりますしね。しかし、仲間や友達と旅行に行く時などに、交代で運転することもあるのではないでしょうか？全くその可能性が無いのであれば良いのですが、可能性があるのであれば要注意です。自分以外の人が運転して事故を起こしたケースでは、運転者本人限定特約を付けていれば、任意保険からは1円も支払われませんよ。

（english)
I think that it is more than the person of family [mochi] at the chance to go the drive and traveling, etc. of the single. I think going out taking the car with the companion and the lover. However, it is serious if there is an emergency. It is important that the relieved drive out join the automobile insurance. However, because the compulsory automobile liability insurance is an obligatory insurance, voluntary insurance with the automobile insurance that is here.

Here, I want to think about how to choose the voluntary insurance of the automobile insurance. My car might drive for myself, and the single be thought that it will put those who drive himself limited the special contract by thinking enough by amends only of those who drive himself. That becomes and insurance becomes cheap, too. However, when going on a trip with the companion and the friend, it is likely to be likely to take a spell at the wheel. It is a caution needed if there is a possibility though the possibility only has not to exist at all. In the case for the people other than me to drive and to cause the accident, if those who drive himself limited the special contract is put, as much as one yen is not paid from the voluntary insurance.